Get peace of mind with holiday insurance for over 80s

Finding a travel insurance provider that can cover you properly as an over 80 year old can be difficult. But it doesn’t need to be.

We don’t think there should be an upper age limit on your happiness and travel plans. So we help you to travel with peace of mind by having no upper age limit on our Single Trip policies.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running by Moneywise in 2017 and 2018.

Find out more about how our policies help you to travel with peace of mind in your 80s, get a quote online in minutes, or talk to us for free now on 0800 033 4902.
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Travel insurance for over 80s with medical conditions

When you have pre-existing medical conditions, it’s important to make sure your holiday insurance covers you properly.

Whether you have arthritis, heart conditions, diabetes or ailments such as asthma, high blood pressure, being hard of hearing or anything else, it’s worth doing right.

When conditions aren’t declared on your policy, it may mean that if you need to make a claim, that you won’t be fully covered.

It’s simple and straightforward to declare your pre-existing medical conditions. You can either use our online medical screen, which asks you to search for each of your conditions and answer a few multiple choice questions. Or, you can speak to us for free on 0800 033 4902 and we’ll ask you a few questions about your conditions.

While you’re talking to our specialists, they can answer any concerns you have about making sure your conditions are covered to a level that you’re happy with.

Types of travel insurance policies we offer for over 80s

We offer two types of policy to help you travel with peace of mind:

Single Trip Travel Insurance is perfect if you’re looking to go on holiday once this year. With no upper age limit, you can travel for up to 104 days. Once your holiday stops, so does your insurance.

Annual Travel Insurance is available for people up to the age of 85. This insurance covers the whole year and won’t suddenly stop if you turn 86 during your policy period, as long as you were 85 when you took out the policy.

As a year-long policy, it could be the best choice if you’re planning more than one holiday. Travel as often as you like for up to 35 days at a time for each trip up to a total of 183 days during your policy.

You can tailor all of our policies to suit your travel plans and to make sure you’re covered properly.

What does our travel insurance cover?

Basic Comprehensive
  • Medical emergencies and repatriation up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims up to £300
  • Cash lost or stolen up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss up to £2,500
  • Cash lost or stolen up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

Take a look at our policy documents for a more detailed look at the level of cover we offer.

Travel insurance for your over 80s cruise

If you’re taking a relaxing over 80s cruise as your holiday, then it’s a good idea to make sure you’re covered for cruise-related eventualities.

Although our travel insurance covers most things that can go wrong with your holiday, it won’t cover things like cabin confinement or missed port departures.

So it’s a good idea to make sure your cruise is included as part of your holiday insurance. Upgrade to our optional cruise cover, which is available when you choose our comprehensive policy.

What to consider when tailoring your over 80s holiday insurance:

We believe that travel insurance is worth doing right. Don’t you?

With one in 20 people claiming on their Annual Travel Insurance in 2017*, it’s best to make sure that you have a policy that protects you properly if you do need to claim.

This means thinking about what you need us to cover.

One of the most important things you’ll want to cover is the cost of your holiday. Take into consideration travel and accommodation and match it to the best policy that can cover that amount.

With our basic policy, cancellation cover starts from £500 with optional upgrades to £3,000. Whereas our comprehensive cover starts from £5,000 with optional upgrades to £15,000 subject to further underwriting criteria.

If you’d also rather not have to pay the excess in the event of a claim, then you can also upgrade your comprehensive policy with an excess waiver.

Here are some more questions you might like to consider in order to find a policy that suits you:

  • What if your baggage was lost and contained valuables?
  • What if you cancelled your holiday but had pre-booked and paid for excursions?
  • What if you need emergency dental treatment while abroad?
  • If you feel that our basic level insurance will fully cover you, then it could be the right choice for you. But if it won’t, then you may want to think about tailoring your plan to boost your cover where it’s needed.

To have full peace of mind, choose our comprehensive cover. In most cases, it has everything you could need and gives you extra options to upgrade that aren’t available on our basic policy.

To find out exactly what cover we can provide you with, simply talk to our insurance specialists for free on 0800 033 4902 or get a quote online.

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What information will I need to have to hand to get my quote?

As well as the basic information about yourself or anybody you’re setting up the policy for, it’s a good idea to have the following to hand when starting your quote process:

  • Names of all medical conditions you have had in the past five years, or currently have. Even if you think it’s only minor, or doesn’t matter. This includes anything that you don’t take medication for.
  • If and when you have ever had any of the following (even if it was longer than 5 years ago)
    • Cardiovascular or circulatory condition, e.g. heart condition
    • Hypertension (high blood pressure)
    • Blood clots
    • Raised cholesterol
    • Stroke
    • Aneurysm
  • The name and doses of any medication you take.

Once you’re ready, either start your quote online, or call us on 0800 033 4902.

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Can my travel start from outside the UK?

For our standard policies, your travel must always start from the UK, Channel Islands or the Isle of Man.

If you live outside of the UK and will be travelling from and to your home, then take a look at our special Expat insurance policy.

Can I make changes to my policy?

You can make any changes before you go on holiday – subject to the terms and conditions set within the policy.

If you have a new condition to add to your policy, have a change in medication or want to make sure that round of golf you’ve just booked if covered, then we’re here to help.

What we aren’t able to do is reduce coverage in return for a partial refund so please do check that you’re happy with the level of cover when you book.

Get your travel insurance for over 80s quote today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

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*5.05% of annual insurance holders claimed on their policies in 2017.