Get peace of mind with holiday insurance for over 75s

There isn’t an upper age limit on your happiness and travel plans and that’s why we offer no upper age limit on our Single Trip policies.

That’s one of the reasons why we’ve been voted as the Most Trusted Travel Insurance Provider for two years running by Moneywise in 2017 and 2018.

Find out more about how our policies help you to travel with peace of mind when you’re over 75, get a quote online in minutes, or talk to us for free now on 0800 033 4902.

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Travel insurance for over 75s with pre-existing medical conditions

Living with a pre-existing medical condition doesn’t have to stop you from having peace of mind on holiday. But it does mean that you should make sure your holiday insurance covers you properly.

We consider all pre-existing medical conditions and can offer cover to 98% of people that contact us*.

There’s no physical examination or doctors records – we just ask a few simple questions which you can answer either online or on the phone. This gives us enough information about how your conditions affect you to make sure we can offer you the right cover.

Types of travel insurance policy we offer for over 75s

We offer two types of policy to help you travel with peace of mind:

Single Trip Travel Insurance is great for one off holidays. With no upper age limit, you can travel for up to three months (104 days). Once your holiday stops, so does your cover.

Annual Travel Insurance is available for people up to the age of 85.

It might be the right choice if you’re planning a few holidays this year. Travel as often as you like for up to 35 days at a time for each trip as long as you don’t spend more than half the year (183 days) away during your year-long policy.
You can tailor all of our policies to suit your travel plans and to make sure you’re covered properly.

What does our travel insurance cover?

Basic travel insurance Comprehensive travel insurance
  • Medical emergencies and repatriation, up to £5m
  • Cancellation and cutting your holiday short covered from £500 with optional upgrade to £3,000
  • Baggage claims, up to £300
  • Cash lost or stolen, up to £250
  • Excess £85 – £100
  • Medical emergency and repatriation, up to £10m
  • Cancellation and cutting your holiday short covered from £5,000 up to £15,000
  • Baggage loss, up to £2,500
  • Cash lost or stolen, up to £500
  • Legal protection cover of up to £25,000
  • Excess £65

Take a look at our policy documents for a more detailed look at the level of cover we offer.

What to consider when tailoring your over 75s holiday insurance:

When it comes to travel insurance, it’s worth doing right.
With one in 20 people claiming on their Annual Travel Insurance in 2017**, it’s best to make sure that you have a policy that can protect you properly if you do need to claim.
This means thinking about what you need us to cover.

It’s a good idea to make sure that the full cost per person of your holiday and personal belongings is covered. We also offer a range of upgrades from cruise cover to golf cover to make sure your special holiday plans are covered.
Although our basic cover is the cheapest option, it may not cover everything you’re looking for. If it doesn’t, then you may want to think about tailoring your plan to boost your cover where it’s needed.

To have full peace of mind, choose our comprehensive cover. As well as being rated 5 stars by Defaqto, in most cases, it has everything you could need and gives you extra options to upgrade that aren’t available on our basic policy.

To find out exactly what cover we can provide you with, simply talk to us for free on 0800 033 4902 or get a quote online.

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What information will I need to have to hand to get my quote?

As well as information about yourself or anybody you’re setting up the policy for, it’s a good idea to have the following to hand when starting your quote process:
Names of all medical conditions you/they have had in the past five years, or currently have. Even if you think it’s only minor, or doesn’t matter. This includes anything that you don’t take medication for.

  • If  and when you have ever had any of the following (even if it was longer than 5 years ago)
    • Cardiovascular or circulatory condition, e.g. heart condition
    • Hypertension (high blood pressure)
    • Blood clots
    • Raised cholesterol
    • Stroke
    • Aneurysm
  • The name and doses of any medication you take.

Once you’re ready, either start your quote online, or call us on 0800 033 4902.

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Can my travel start from outside the UK?

For our standard policies, your travel must always start from the UK, Channel Islands or the Isle of Man.
If you live outside of the UK and will be travelling from and to your home, then take a look at our special Expat insurance policy.

Can I make changes to my policy?

After you’ve purchased a policy, you can upgrade with ease at any time as long as you haven’t already travelled or made a claim.

From upgrading from a Single Trip to Annual policy, upgrading to a comprehensive package or adding on any optional extras, with us, upgrading is really simple.

If you have a new condition to add to your policy, have a change in medication then we’re also here to help.

What we aren’t able to do is reduce coverage in return for a partial refund so please do check that you’re happy with the level of cover when you book.

Get your travel insurance for over 75s quote today

Talk to us today on 0800 033 4902. Or, you can get a quote online in just a few minutes below.

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*Based on all quotes given in Jan 2016–Dec 2016.
*5.05% of annual insurance holders claimed on their policies in 2017.